Money word

Emergency Fund

Money set aside in a safe place to cover unexpected expenses.

An emergency fund is a cash cushion for life's surprises, kept somewhere safe and easy to reach — not invested. It's what lets a family avoid selling investments at a bad time when something unexpected comes up, which is why it's a foundation of any healthy money plan.

Explain it to your kid

"Money set aside just in case something unexpected happens."

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MemoryBank is a display and education tool, not a financial advisor. Nothing here is investment, tax, or legal advice.