We're on a mission to raise financially confident kids.

Josh and Johanna Ackerman with Harrison, Everly, and Emma in life jackets holding rafting paddles by a river in the mountains

The Ackerman family — Josh, Johanna, Harrison, Everly, and Emma — the very first users MemoryBank was built for.

From the founder

Hi, I'm Josh.

Long before I earned a degree in Computer Science or an M.B.A., my dad taught me the lesson that shaped my life more than any classroom ever could: the power of compound interest.

Years later, when I opened investment accounts for my own kids, my daughter Everly asked me a question that stopped me:

“If we invest my money… is it just gone?”

She couldn't see it anymore. She couldn't hold it. To her, investing felt like losing it. That's when I realized something: kids can't care about money they never see.

So I built MemoryBank.

The first version came together in my basement—a 3D-printed frame, a homemade server, and a small touchscreen—just so Harrison, Everly, and Emma could see their real savings and investments grow. Today it's a mission to help families raise financially confident kids by making money visible, understandable, and exciting.

My hope is simple: that MemoryBank helps your family have more conversations about saving, investing, and building wealth together. If it does, then it's doing exactly what I set out to build.

Thank you for letting us be a small part of your family's story.

Josh Ackerman, founder of MemoryBank

Josh Ackerman

Founder, MemoryBank

Father of 320+ years of disciplined investing20+ years in technologyB.S. Computer ScienceM.B.A.

They'll inherit more than your money.

One day, your children may inherit your wealth. Long before that, they'll inherit your habits. Give them something worth passing down.