Simple, transparent pricing
Start free and explore the dashboard. Upgrade for live brokerage data, AI-powered stock stories, and the full family experience.
- ✓1 kid
- ✓Manually-tracked accounts
- ✓Live stock ticker
- ✓Custom avatar & color
- ✓Savings goals & projections
- ✓Device pairing — no login for kids
- ✓1 kid
- ✓1 connected account
- ✓Automatic account refreshes
- ✓AI stock stories & deep-dives
- ✓Portfolio history charts
- ✓Google Photos screensaver
- ✓Up to 4 kids
- ✓Up to 4 connected accounts
- ✓Everything in Starter
- ✓Up to 10 kids
- ✓Up to 10 connected accounts
- ✓Everything in Family
Need more than 10 kids or 10 accounts? Talk to us.
Full Feature Comparison
| Free | Starter $6.99/mo | Family $9.99/mo | Family Plus $14.99/mo | |
|---|---|---|---|---|
| Family Setup | ||||
Kids on the plan | 1 | 1 | 4 | 10 |
Connected accounts 529, Brokerage, IRA, 401(k), UTMA | — | 1 | Up to 4 | Up to 10 |
Automatic account refreshes | — | ✓ | ✓ | ✓ |
Manually-tracked accounts Type in symbol + share count for any broker | ✓ | ✓ | ✓ | ✓ |
| Portfolio Dashboard | ||||
Live stock ticker | ✓ | ✓ | ✓ | ✓ |
Before & after market prices Pre-market & after-hours | ✓ | ✓ | ✓ | ✓ |
Custom avatar & color | ✓ | ✓ | ✓ | ✓ |
Savings goals | ✓ | ✓ | ✓ | ✓ |
See your money grow Growth projection simulator | ✓ | ✓ | ✓ | ✓ |
What could you buy? Dream badges tied to projected value | ✓ | ✓ | ✓ | ✓ |
Portfolio history charts 24 months of daily snapshots | — | ✓ | ✓ | ✓ |
| Investment Insights | ||||
AI stock stories Kid-friendly company narratives | — | ✓ | ✓ | ✓ |
Deep dive on any stock Company profile, 52-week range, dividends, news, ETF holdings | — | ✓ | ✓ | ✓ |
AI-powered growth stories Claude narrates your kid's financial future | — | ✓ | ✓ | ✓ |
Penny — Your Money Mentor AI chat that answers any money question in kid-friendly language | — | ✓ | ✓ | ✓ |
| Experience | ||||
Device pairing No login required for kids | ✓ | ✓ | ✓ | ✓ |
Screensaver with clock MemoryBank branded animation | ✓ | ✓ | ✓ | ✓ |
Google Photos screensaver Cross-fade slideshow from your albums | — | ✓ | ✓ | ✓ |
Works on any screen Mobile, tablet, TV & desktop | ✓ | ✓ | ✓ | ✓ |
Frequently Asked Questions
Yes. The Free plan gives you a fully working dashboard with manually-tracked accounts, live ticker, savings goals, growth projections, and device pairing. Upgrade when you're ready for live brokerage sync and AI features.
Yes — every paid plan saves you roughly two months when you pay annually. Starter drops from $83.88 to $69.90 per year, Family from $119.88 to $99.90, and Family Plus from $179.88 to $149.90.
Anytime. Upgrade or downgrade from your dashboard and the change takes effect immediately — we automatically prorate the difference so you only pay for what you use.
You keep access until the end of your billing period, then your plan downgrades to Free. Your kids, manually-tracked accounts, and settings are preserved — you just lose live brokerage sync and paid features. You can re-subscribe anytime.
Payments are handled securely by Stripe (PCI-compliant). You'll be charged at the start of each billing period, and you can update your payment method or view invoices anytime from your dashboard.
Looking for more than billing? Read the full FAQ
Still have questions?
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