MemoryBank pricing
Start free with up to 3 kids, stock deep-dives, and portfolio charts. Upgrade for live brokerage data, AI-powered stock stories, and Penny on the kids screen.
- ✓Up to 3 kids
- ✓Manually-tracked accounts
- ✓Live stock ticker
- ✓Stock deep-dives & portfolio history charts
- ✓Savings goals & projections
- ✓Device pairing — no login for kids
- ✓Up to 3 kids
- ✓Up to 3 linked accounts
- ✓Automatic account refreshes
- ✓AI stock stories & weekly recap
- ✓Penny on the kids screen
- ✓Google Photos screensaver
- ✓Up to 10 kids
- ✓Up to 10 linked accounts
- ✓Everything in Starter
Need more than 10 kids or 10 accounts? Talk to us.
Check if your bank, brokerage or 529 plan is supported →
Full Feature Comparison
| Free | Starter $6.99/mo | Family $9.99/mo | |
|---|---|---|---|
| Family Setup | |||
Kids on the plan | Up to 3 | Up to 3 | Up to 10 |
Linked accounts 529, Brokerage, IRA, 401(k), UTMA | — | Up to 3 | Up to 10 |
Automatic account refreshes | — | ✓ | ✓ |
Manually-tracked accounts Type in symbol + share count for any broker | ✓ | ✓ | ✓ |
| Portfolio Dashboard | |||
Live stock ticker | ✓ | ✓ | ✓ |
Before & after market prices Pre-market & after-hours | ✓ | ✓ | ✓ |
Custom avatar & color | ✓ | ✓ | ✓ |
Savings goals | ✓ | ✓ | ✓ |
See your money grow Growth projection simulator | ✓ | ✓ | ✓ |
What could you buy? Dream badges tied to projected value | ✓ | ✓ | ✓ |
Portfolio history charts 24 months of daily snapshots | ✓ | ✓ | ✓ |
| Investment Insights | |||
Deep dive on any stock Company profile, price history charts, 52-week range, dividends | ✓ | ✓ | ✓ |
AI stock stories Kid-friendly company narratives | — | ✓ | ✓ |
AI-powered growth stories Claude narrates your kid's financial future | — | ✓ | ✓ |
Weekly recap An AI-written look back at the week | — | ✓ | ✓ |
Penny — Your Money Mentor AI chat on the kids screen that answers money questions in kid-friendly language | — | ✓ | ✓ |
| Experience | |||
Device pairing No login required for kids | ✓ | ✓ | ✓ |
Screensaver with clock MemoryBank branded animation | ✓ | ✓ | ✓ |
Google Photos screensaver Cross-fade slideshow from your albums | — | ✓ | ✓ |
Works on any screen Mobile, tablet, TV & desktop | ✓ | ✓ | ✓ |
Parent support from Penny Help with setup, pairing and billing in your dashboard | ✓ | ✓ | ✓ |
Frequently Asked Questions
Yes. The Free plan gives you a fully working dashboard for up to 3 kids with manually-tracked accounts, live ticker, stock deep-dives, portfolio history charts, savings goals, growth projections, and device pairing. Upgrade when you're ready for live brokerage sync and AI features.
Yes — every paid plan saves you roughly two months when you pay annually. Starter drops from $83.88 to $69.99 per year, and Family from $119.88 to $99.99.
Anytime, from your billing page. Upgrades take effect right away and you're only charged the prorated difference. Downgrades, and switching from annual to monthly, take effect at the end of your current billing period, so you keep what you've paid for until then.
You keep access until the end of your billing period, then your plan downgrades to Free. Your kids, manually-tracked accounts, and settings are preserved — you just lose live brokerage sync and AI features. You can re-subscribe anytime.
Payments are handled securely by Stripe (PCI-compliant). You'll be charged at the start of each billing period, and you can update your payment method or view invoices anytime from your dashboard.
Looking for more than billing? Read the full FAQ
Still have questions?
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