44 money words, defined in plain English for parents — each with a one-line way to explain it to your kid. These are the same words that power the Weekly Recap inside MemoryBank.
A tax-advantaged account designed for saving toward education.
Anything you own that has value or can produce value.
An extended stretch when prices are broadly falling.
A loan you make to a company or government that pays you back with interest.
The account that holds investments and lets you buy, hold, and sell them.
An extended stretch when prices are broadly rising and optimism is high.
The profit made when you sell an investment for more than you paid.
An organization that makes products or provides services to earn money.
When your growth starts earning growth of its own, snowballing over time.
Spreading money across many investments so one loss can't sink the whole thing.
A portion of a company's profits paid out to shareholders for owning it.
Investing a fixed amount on a regular schedule instead of trying to time the market.
Money set aside in a safe place to cover unexpected expenses.
Starting and running your own business, taking on its risks for a share of its rewards.
A fund holding many investments at once that trades like a single stock.
Having enough assets and passive income to cover your living costs without needing a paycheck.
Owning a slice of a single share, so you can invest any dollar amount.
A specific target you're saving or investing money toward.
A fund that tracks a whole market group instead of trying to pick winners.
The gradual rise in prices that makes each dollar buy a little less over time.
Money earned for saving or lending, usually shown as a percentage.
Putting money into things that can grow in value over time, instead of leaving it idle.
Someone who puts money into things expecting them to grow in value.
Holding investments for years or decades to ride out short-term ups and downs.
A company's total market value — its share price times all its shares.
Everything you own minus everything you owe.
The value of the best thing you give up when you make a choice.
Holding a real, legal stake in something, with a claim on its value.
Income that keeps coming without ongoing hour-for-hour work.
Letting investments work over time instead of reacting to every move.
The full collection of investments a person owns.
What a company keeps after paying all of its costs.
Using earnings like dividends to buy more investments, so they compound.
The gain or loss an investment produces, often shown as a percentage.
All the money a company brings in from sales, before any costs.
The chance that an investment loses value.
A retirement account, fundable once a kid has earned income, where growth is tax-free.
Setting money aside now to use later, usually somewhere safe and easy to reach.
One unit of ownership in a company.
The marketplace where shares of public companies are bought and sold.
The short letter symbol that identifies a stock, like AAPL for Apple.
How long until you'll need the money you're investing.
A custodial account an adult manages for a child until the age of majority.
How much and how fast a price swings up and down.
MemoryBank is a display and education tool, not a financial advisor. Nothing here is investment, tax, or legal advice.