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Plain-English guides for smart parents

UTMAs, 529s, Roth IRAs, the new federal Trump Accounts, and how to actually teach kids to invest. No jargon. No hot takes. Just the parts you need to make decisions.

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8-min read · Apr 26, 2026

Trump Accounts: Your Child Has $1,000 Waiting. Here's How to Claim It.

$1,000 federal seed accounts for kids — eligibility, deadlines, and how to claim before the window closes.

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Accounts6 min

UTMA Accounts Explained: A Parent's Guide to Custodial Investing

What a UTMA is, when control passes to your kid, and how it stacks up against a 529.

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Strategy7 min

529 vs. Roth IRA for Kids: Which Long-Term Account Wins?

Both are tax-advantaged. They optimize for completely different futures — here's the honest tradeoff.

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Parenting9 min

Teaching Kids to Invest, By Age: From 4 to 18

Concrete, age-appropriate ways to introduce investing — from compound interest at 6 to picking their first ETF at 14.

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