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The piggy bank, reimagined.

Help kids see, understand, and get excited about the money being invested in their future.

MemoryBank turns UTMAs, 529s, Roth IRAs, brokerage accounts, and savings accounts into one kid-friendly dashboard built for the child who owns it.

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Kids can't care about money they never see.

Most money saved for kids lives in accounts they never open, statements they never read, and apps designed for adults. MemoryBank turns invisible savings into something kids can see, understand, and build a relationship with.

See it

Every account in one kid-friendly view

Understand it

Age-smart explanations turn numbers into meaning

Own it

Goals, growth, and real balances make money feel real

Dashboard Preview

Every kid's accounts, in one place

Each child gets their own personalized view — all their accounts from every institution, built for them to explore.

Total Balance

Real-time value

Growth Chart

Visual history

AI Insights

Kid-friendly context

Savings Goals

Auto-tracked progress

Connects to your existing accounts

Every Account. Any Institution.

10,000+banks, brokerages, and 529 plans
Charles Schwab
Fidelity
Vanguard
Merrill
Morgan Stanley
Edward Jones
E*TRADE
Robinhood
Acorns
JPMorgan Chase
Bank of America
Wells Fargo
Capital One
Citibank
PNC
U.S. Bank
Ally Bank
Discover
American Express
Charles Schwab
Fidelity
Vanguard
Merrill
Morgan Stanley
Edward Jones
E*TRADE
Robinhood
Acorns
JPMorgan Chase
Bank of America
Wells Fargo
Capital One
Citibank
PNC
U.S. Bank
Ally Bank
Discover
American Express
American Express
Discover
Ally Bank
U.S. Bank
PNC
Citibank
Capital One
Wells Fargo
Bank of America
JPMorgan Chase
Acorns
Robinhood
E*TRADE
Edward Jones
Morgan Stanley
Merrill
Vanguard
Fidelity
Charles Schwab
American Express
Discover
Ally Bank
U.S. Bank
PNC
Citibank
Capital One
Wells Fargo
Bank of America
JPMorgan Chase
Acorns
Robinhood
E*TRADE
Edward Jones
Morgan Stanley
Merrill
Vanguard
Fidelity
Charles Schwab
Read-only — we connect securely and can never trade or move money
Devices You Already Own

Turn any phone, tablet, or TV into a kid-friendly frame

MemoryBank lives on the devices your family already has. Pair an old iPad to the wall, plug a Fire Stick into a spare TV, or just open it on a phone. When idle, it cross-fades through your Google Photos.

MemoryBank in photo screensaver mode displaying family photos in a child's bedroom

Photo Screensaver Mode

Cross-fades through Google Photos when idle

MemoryBank showing the kid's investment dashboard in a living room

Kid's Dashboard Mode

Touch the screen to view investments

Photo Screensaver

Display your favorite family moments when idle

Use What You Have

Old iPad, spare phone, Fire Stick, smart TV — no extra hardware to buy

Pair Once, Always On

No login, no app store — your kid's dashboard just lives there

How It Works

Set it up once. Their device, forever.

No app store. No password for your kid to remember. Works on any phone, tablet, or TV they already own.

01

Connect your accounts

Link your brokerage in minutes — Schwab, Fidelity, Vanguard, or anywhere else your family's money lives. Takes about 90 seconds.

Secure OAuth connection
02

Pair your kid's device

You generate a 6-digit code from your parent dashboard. Your kid enters it once on their phone, tablet, or TV. That's it. Done.

Works on any device
03

They explore on their own

Their dashboard lives on their device — no password, no login, no asking you to unlock your phone. They check in whenever they want.

Self-driven learning
You stay in control.
From your parent dashboard, you can see every paired device and revoke access instantly — one tap, gone. Your kid gets independence. You keep oversight.
Powered by Claude AI

Ownership they can actually understand

Numbers alone don't inspire kids. Claude AI turns holdings into stories pitched at their exact age — same shares, different words for a 6-year-old vs. a teen.

Meet Walt Disney Co
🏰
DIS
$102.72+$2.70 +2.56% today

What is Walt Disney Co?

Disney is a giant entertainment company that makes movies you watch, runs theme parks you visit, and creates TV shows and sports channels. They have about 175,000 people working for them all around the world. Disney makes money by selling movie tickets, theme park visits, streaming subscriptions, and TV ads — basically, they're in the business of making fun.

🍕Your Slice of DIS
$308.16 +$28.16
your slice of Walt Disney Co · 3 shares
you put in
$280.00
grew by
+10.1%
Nice moves! Your money earned enough for 2 Disney+ subscriptions 🏰
What Walt Disney Co Makes

Walt Disney Co makes a lot of cool things. Here are some of them:

Disney Movies
Theme Parks
ESPN Sports
ABC Network
Experiences
Story written for Emma (age 8)
Built with Anthropic Claude
Company Stories
Turns stock holdings into stories kids actually understand
Age-Adaptive
Different explanations for a 6-year-old vs. a teenager
Market Context
Explains why prices go up and down in kid-friendly terms
PennyMeet Penny

Your kid's personal money mentor

Penny lives in the corner of the dashboard and answers any money question — in language that actually makes sense for the age. No jargon. No judgment. No wrong questions.

Penny
Penny
Your money mentor
Kid view
Why did I make money today?
Your account went up because the stuff you own got a little more valuable. Think of it like a rare trading card — if everyone suddenly wants it more, it's worth more even though you didn't do anything. Same idea!
What's a Roth IRA?
It's like a super-powered piggy bank the government promises never to tax. You put money in now, it grows for years, and when you're grown up you keep every single penny of it. Literally every penny.
Ask Penny anything...
Penny
Penny
Your money mentor
Parent view
How do I reconnect my brokerage?
Head to Dashboard → Connections and click Reconnect next to the institution. Takes about 30 seconds — your data refreshes automatically once it's done.
Ask Penny anything...

Age-smart answers

Penny adjusts her vocabulary and examples automatically — an 8-year-old gets a different answer than a 14-year-old, even if they ask the exact same question.

What's a dividend?Why do stocks go up?What is the S&P 500?How does compounding work?What's an ETF?Why do I pay taxes on gains?
Savings Goals

Turn saving into something they're excited to achieve

Kids set goals for things they actually want. Progress updates automatically using real account balances.

0%

New Bike

$300of $460
0%

LEGO Set

$48of $120
0%

Basketball Shoes

$120of $150
0%

New Stuffy

$50of $50
$820 = 54 movie nights
$500 = 5 LEGO sets
$300 = halfway to a new bike
Progress updates automatically using real account balances
For the Whole Family

A better way to give than another toy.

For parents and grandparents, MemoryBank makes long-term saving visible, exciting, and meaningful. Whether you're contributing to a 529, UTMA, savings account, or brokerage account, kids can finally see the future you're helping build.

Parents

Teach money without lectures

Grandparents

Give a gift they can watch grow

Co-parents

Share the same view without shared logins

Families

Build healthy money conversations early

Why MemoryBank

Not a debit-card app. A window into real ownership.

Greenlight and GoHenry teach kids to spend. MemoryBank shows kids what they own — in the same UTMA, 529, and Roth IRA accounts you already opened for them.

Feature
MemoryBank
Kid debit-card appsGreenlight, GoHenry, Step
DIY spreadsheet
Connects to real investment accounts
UTMA, 529, Roth IRA, brokerage at Fidelity, Vanguard, Schwab, etc.
Built for kids to use directly
Kid-friendly view, no login required, runs on any device
Read-only access
View-only — we never hold or move your money
AI explanations
Age-appropriate stories about what companies do
Doubles as a family photo frame
Cross-fade through Google Photos when idle

Comparison reflects publicly listed features as of 2026. Other apps may add brokerage features over time — we'll update accordingly.

Security First

Visibility without touching a dollar

MemoryBank is read-only by design. We connect to your accounts to display — never to trade, move, or touch your money.

Read-Only by Design

We can never trade, move money, or modify your accounts. View access only — even if our servers were compromised, no one could touch a dollar.

Bank connections via Plaid

The same trusted infrastructure behind Venmo, Robinhood, and Coinbase. Your brokerage password is entered with Plaid and never touches our servers.

SOC 2 sign-in, no passwords stored

Sign in with Google or a passwordless link. Authentication is handled by Clerk, a SOC 2 Type II audited identity provider. We never see or store your password.

FAQ

The questions parents ask first

Have a different question? We reply to everything.

Give them a window into what they own.

Every account. Every institution. Their money, their view.

Kids who can see their money grow, understand what companies do, and set their own goals become financially confident adults.

Free to start · No credit card required · Month-to-month billing

Read-only — we never trade or move money
Encrypted at rest (AES-256)
Bank-grade secure connections

The piggy bank, reimagined.