Everything MemoryBank does
Start free, grow when you're ready. Paid plans add live account sync, AI, and more kids.
One dashboard for everything
- Every account in one view — checking, savings, UTMA, 529, Roth IRA, 401(k), and brokerage
- Real balances that sync automatically — or type in any holding by hand for any broker
- Total net worth and lifetime growth at a glance
- Live prices, including pre-market and after-hours
- Read-only by design — kids and MemoryBank can never move a dollar
Learn what they own
- Penny, their AI money mentor, answers their money questions in kid-friendly language
- Plain-English stories about the real companies they own
- Deep-dive any stock — company profile, 52-week range, dividends, and news
- Kid-friendly explanations of dividends, growth, and compounding — tuned to your child's age
- “What could I buy?” turns balances into real-world context
Watch it grow
- Growth-projection simulator — what today's balance could become in 1, 5, 10, 25, or 50 years
- Portfolio history charts — daily snapshots over time
- Live gains that move in real time
- Small wins to celebrate along the way
Goals worth saving for
- Custom savings goals tied to the things they actually want
- Progress that updates automatically as balances grow
- Milestones to celebrate as their balance climbs
Motivation that sticks
- A daily family leaderboard and friendly sibling competition
- A weekly recap of how their money did — plus a money-word quiz that builds week to week
The whole family, together
- Invite a co-parent or grandparent — each with their own secure login
- Up to 10 kids on one family plan
- No shared logins; revoke anyone's access anytime
Doubles as a family photo frame
- Leave a phone or tablet open and it cross-fades through your Google Photos when idle
- Tap anytime to wake into the dashboard
Simple, secure setup
- Bank-grade, read-only connection powered by Plaid
- Works with 10,000+ banks and brokerages
- Secure sign-in, SOC 2 Type II audited via Clerk
- Pair a kid's device once — revoke access anytime from your dashboard
- Data encrypted at rest (AES-256); we never store account numbers or passwords
- Mobile apps for iPhone and Android on the way
Ready to help them build financial confidence?
Free to start · No credit card required · Works with most banks and brokerages