Money word

Financial Independence

Having enough assets and passive income to cover your living costs without needing a paycheck.

Financial independence is the point where your money can support you without a required job — the goal behind the FIRE movement. It isn't about being rich so much as being free, and the single biggest lever is time, which is exactly what a child has the most of.

Explain it to your kid

"Having enough money working for you to cover your life."

Want to go deeper? What is the FIRE movement?.

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MemoryBank's Weekly Recap teaches your kid one money word at a time, tied to what their own account actually did that week.

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MemoryBank is a display and education tool, not a financial advisor. Nothing here is investment, tax, or legal advice.