Does MemoryBank work with Acorns?

Yes. Acorns links to MemoryBank, read-only, through Plaid (it's in Plaid's current list, checked 2026-11-02). Your child's Acorns account shows in their own view next to their other accounts, with live prices and plain-English explanations from Penny.

Acorns accounts for kids

Acorns offers Acorns Early Invest, a custodial investment account for kids (Acorns Early was formerly GoHenry).

Acorns Early Invest (UTMA/UGMA)

A custodial investment account the parent manages, invested in a diversified portfolio.

Account details are as described by Acorns in November 2026 and can change; check there before opening an account. MemoryBank isn't affiliated with Acorns. Sources: Acorns help: Acorns Early.

How to connect Acorns

  1. 1Create a free MemoryBank account and add your kids.
  2. 2On the Starter or Family plan, choose Connect an institution, then “Brokerage, retirement, or 529”.
  3. 3Search for Acorns on the Plaid screen and sign in there. MemoryBank never sees your login.
  4. 4Pick your child's Acorns account, then assign each one to the right kid.

Prefer not to link? Add the account by hand on any plan, including Free. Holdings are priced live; a 529 can be a single balance you update when the statement arrives.

What your child sees

On a paired phone, tablet or wall display, your child sees their Acorns account next to everything else that's theirs: the total, how it's growing, and the companies they own, each with a plain-English story. They can ask Penny, the built-in AI money mentor, what anything means at their age, from 5 to 18+. They can't trade, transfer or withdraw; those features don't exist in MemoryBank.

Common questions

Does MemoryBank see the password for Acorns?
No. You sign in to Acorns on a secure Plaid screen, and MemoryBank gets read-only access to the accounts you choose. MemoryBank never sees or stores your Acorns login.
Can my child trade or withdraw from the Acorns account in MemoryBank?
No. MemoryBank is read-only for kids and parents alike: no trading, transfers or withdrawals. The account stays at Acorns and you manage it there.
What if my child's Acorns account doesn't show up when I connect?
When you connect, Plaid shows the accounts available under your Acorns login and you pick your child's. If one doesn't appear, add it as a manual account: enter the holdings (priced live) or a single balance. Manual accounts work on every plan, including Free.
Do I need a paid plan to link Acorns?
Linked accounts are on the Starter and Family plans. On the Free plan you can add the same account by hand and update it yourself.

Other brokerages: Schwab · Fidelity · Vanguard · E*TRADE · Merrill · Robinhood · Webull · Edward Jones · Interactive Brokers · T. Rowe Price · M1

529 plans: my529 · ScholarShare 529 · Bright Start · Invest529 · Texas College Savings Plan · Path2College 529 · search every institution

Their money is growing. Let them see it.

Free to start. Connect the accounts you already have and give your kid their own view.

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MemoryBank is not a brokerage. It cannot receive, keep or transfer securities, and it never holds your money.