Money word

Dividend

A portion of a company's profits paid out to shareholders for owning it.

Some companies share part of their profits with their owners in the form of dividends — usually a few times a year. For a long-term kids' account, reinvesting those dividends to buy more shares is a quiet compounding engine. In a taxable account like a UTMA, dividends count as unearned income.

Explain it to your kid

"Money some companies pay you just for owning a share."

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MemoryBank is a display and education tool, not a financial advisor. Nothing here is investment, tax, or legal advice.